Sep 25, 2024
The Federal Reserve surprised many people with a 0.5% rate cut recently. Some are touting this as a good thing, especially the current administration and the legacy media. Every time the Federal Reserve moved interest rates lower by 0.5% or more previously, it was due to a crisis or really bad economic news. The...
Sep 18, 2024
The personal savings rate is the 2nd lowest since 1960. Credit card debt is the highest on record. Loan delinquencies are increasing at a rapid rate. The US consumer is on fumes. Small business earnings have declined for the past 3 years to near record lows. Large business bankruptcies are the highest rate since 2010....
Sep 11, 2024
You may be able to sell assets with zero capital gains if your gross income is below $120,000 married, filing jointly, or $60,000 as a single. Also, capital gains will increase in 2026 if congress does nothing. If you have assets subject to capital gains, take advantage of the historical low tax rates while they last....
Sep 04, 2024
Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Personal Bank TM is a two step process. 1. A high cash value policy is established to maximize cash...
Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even when you access them for other purposes.