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Mar 11, 2026

Ferenc Compares Index Annuities with the new Hybrid Annuities
 
1. A common myth is that if you want guarantees, you have to sacrifice strong growth. This is no longer true.
 
2. Ferenc shares a new client case that compared an Index Annuity with a Hybrid Annuity. 
                                          Hybrid...


Mar 04, 2026

Ferenc Dispels Several Myths and Misconceptions with Index Annuities and Index Universal Life Policies including:
 
1. If you want guarantees, you don't have to sacrifice strong returns. If you own an index product with poor returns, you are invested in the wrong indexes.
 
2. Unlimited upside with no downside...


Feb 25, 2026

Ferenc shares several interesting recent client meetings. Many listeners will gain valuable financial insights. 
     1. An annual review with a client who received 20% return with their index annuity this past year.
     2.A review with a client that invested in index annuities and high cash value policies in 2007,...


Feb 18, 2026

Gold dropped 5% while Silver fell 10% in one day recently. The S&P 500 Index has stayed in a range between 6800 and 7000 since the beginning of the year. 2026 may become known as the year of volatility.
 
This is not a surprise. I stated about a month ago that gold and silver had increased in value so quickly that it...


Feb 11, 2026

Gold prices have dropped suddenly after a historic increases over the past year. Silver plunged 26% in one day, the largest drop in history.
 
Gold and to a lessor degree silver prices had increased dramatically due to concerns about inflation and excess money printing by the Federal Reserve. Leverage exaggerated the...